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    An insurance against frost

    Parametric insurance: an ultra-customizable solution to help farmers protect themselves against the financial risks of frost.


    Example: Spring frost on vines

    During Spring, orchards and vineyards are particularly sensitive to temperature drops. Parametric insurance offers a simple and efficient solution: Meteo Protect’s products indemnifies wine growers and fruit growers when the temperature exceeds a predefined threshold.

    In 2017, Spring frost episodes affected almost all French vineyards.

    Parametric insurance in practice

    Meteo Protect covers Wholesalers and Wine-growers when the temperature exceeds a temperature threshold set in advance.

    The client can choose :

    • The coverage period
    • The critical temperature threshold (in Celsius )
    • The compensation per critical day (in euros)
    • The surface to cover (in square kilometers)
    • The compensation terms

    The premium amount will depend on these parameters


    How does it work?

    The client can choose :

    • The only criterion for triggering insurance is the weather index
    • Once the claim is declared, Meteo Protect usually pays in 15 days
    • No expert to wait, no harvest declaration to transmit

    Option : Protection against hail risks

    Since 2018, Meteo Protect offers with one of its partners a hail insurance coupled with a Frost insurance. This insurance contract allows farmers to protect themselves against several risks, through a coordinated and single solution.


    Do you have a weather risk to cover ?

    Contact us and you will be put in touch with one of our partners


    Are you a broker ?

    Provide your clients with an innovative solution customized to their specific needs.



    About us

    Within the Cooper Gay Group, leading wholesale pan-European Managing General Agent (MGA), the Meteo Protect team is exclusively dedicated to the financial management of weather related risks and the development of parametric solutions.

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